The Great Exchange Microfinance 2017-11-10T08:08:07+00:00


Although they have more than 49,000 borrowers, GEM is small in the world of Indian microfinance. Despite their size, they are looking to have a big impact. GEM is seeking to create a new, biblical-truth-based microfinance model that is:

  • Self-sustaining through its business operations

  • Cultivating wholistic transformation among its clients

  • Reaching the poorest of the poor

In order to do this, we are reflecting on several key questions:

  • “Beyond repayment rate and total loans, what other measures of success should we be using?”

  • “How do we bring biblical truth to those receiving loans?”

  • “What does true transformation look like in this context?”


Respect of a Nation

The director of GEM was recently invited to be on a compliance committee that oversees all MFIs in India. Given that GEM is one of the smallest MFIs in the country, this is a true mark of God’s favor and a testament that GEM is known for its integrity. Many are watching to see if GEM’s work will be sustainable and effective. We are excited to see what God does through this work!

Please Pray

  • Please pray for GEM’s clientsthat their businesses would flourish and that they would be able to repay their loans. Pray that the clients and their families would draw closer to God and understand the potential He has given them. Pray for them to be wise with their finances.

  • Please pray that GEM’s investors would be blessed by their support of this work.

  • Please pray for GEM’s staff to have a deeper understanding of Biblical values. Pray for transformation of their hearts as they grow in their understanding of God. Pray that their interactions with clients will demonstrate Biblical values.

  • Pray for the leadership at GEMthat they would model biblical values in all circumstances without compromising godly standards at any time.

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